Kentucky Payday Deferred Presentment Transaction Database Interface

Kentucky Payday Lenders can now use Data Age’s AdvanceMaster system to communicate via the Veritec database interface and comply with state regulatory mandates. Lenders are responsible for maintaining compliance with the current Kentucky Revised Statute 286.9-100(9) (“Act”) impacting Deferred Presentment businesses as published by the Kentucky Department of Financial Institutions. The automated interface has been designed as a consumer protection mechanism, establishing borrowing limits, governing fees charged and terms of loans. The database interface facilitates up to the minute monitoring of lending activities, thereby eliminating fraud and preventing consumers from out of control borrowing practices.

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